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Bill Consolidation

Bill consolidation is really another way of saying 'debt consolidation'. If you've got a number of high-interest bills that you'd like to combine into a single lower monthly payment, then you are consolidating your bills.

What kind of bills you can consolidate depends largely on what lender you're dealing with, but usually have one thing in common - high interest. Here are some examples of bill consolidation targets:

Credit cards with high interest rates.
Department store cards (usually have very high interest)
Tax debts.
Medical and legal bills.
Student loans.
Collection agency debts.
Old service bills.
Repossessed vehicles.
Personal loans.

There are of course, other kinds of bills that you may wish to consolidate if given the opportunity. If you're paying high interest and don't need more credit from a particular creditor, it can't hurt to ask about lowering your bill payments.

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