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Helping You Put Your Finaces Back Together

Credit Card Help & Articles:

Debt Management Tips
Simple but effective tips for managing your monthly expenses and reducing debt.

How To Eliminate Credit Card Debt
A good general look at your options for getting out of credit card debt. Developing a budget, controlling your finances, and bankruptcy as a last resort.

5 Surefire Ways To Eliminate Credit Card Debt
Read 5 great tips on how to get rid of your credit card backlog, from cutting up your cards to consolidating with real estate.

Credit Card Traps
Teaser rates, ridiculous processing fees, and other ways the banks will try to get you. 4 Rules for not getting a raw deal on your card payments.

More Traps To Avoid
As if the processing fees weren't bad enough, what about overcharge, online payments, and changes to your interest rates? More to watch for.

The Proper Use Of Credit Cards
An in depth look at the cyclical pattern of debt Americans create through high interest cards and over-borrowing.

The Credit Card Offer
Read Dave's experience with a credit card company offering the privilege of a higher interest rate for borrowing more money.

Managing Your Credit Cards
Practical advice on how to keep your cards safe. Reviewing your credit history, spending smart, and getting the right card for your needs.

Budgeting Advice & Articles:

Successful Budgeting for Students
Living the frugal life for those days that you have to. How to budget, shop smart with student discounts and watch out for incidental expenses.

Setting Up A Budget
A good general overview of how to get started devising a household budget. Tracking expenses, establishing spending allowances and updating frequently.

Living Within Your Budget
An articles discussing ways to help you establish good budgeting habits through cost cutting and prioritizing needs and wants.

Designing a Budget Around Your Take-Home Income
How to decide how much of your income to allocate to bills, expenses and savings.

Other Finance Articles:

The Three Largest Factors In Your Interest Rate
The three major factors that determine what you'll be paying for a loan.

Borrowing Money: Understanding How The Numbers Work
A true story about how a few extra payments can add up to a lot of extra interest (especially when buying a new car).

New Years Financial Resolutions
If you're looking to have a better financial new year, these are some great resolutions to make when the ball drops (or even better, now!).

Personal Finance 101
A great general overview of managing personal finances. Security, stability, growth, protection and management.

Avoiding Bankruptcy
Why bankruptcy should be avoided by all possible means to protect your credit, and what else to consider before this last resort.